Monday, September 17, 2007

Thursday 6th. "The Haddock & Bloater"




Today was an automotive day, as we had arranged to pick up the car after school. But first we had to go and get the car insurance and number plates. To date this has been without doubt the most alien process we have come across, almost everything else in Canada has been similar to the UK, however buying a used car privately is a completely different story. To start with there are very few second hand cars to be bought privately, everybody seems to trade them in at a dealership. Then there is the insurance. In B.C. the provincial government insists that everybody has a basic minimum level of cover and therefore you have to get that insurance from them, (ICBC). If you want extra insurance, ie comprehensive, then you have to get that somewhere else. Um OK. But get this, if you are a first time car purchaser you have to buy the bloomin number plates, and if that isn't bad enough you then have to pay 7% tax on a second hand car that has already been taxed once when it was new, how mad are this lot? Now it really started to get interesting when the nice lady at the insurance brokers said that my nice letter from my UK insurers clearly stating my 9 years no claims bonus was not sufficient proof for ICBC and I would therefore not qualify for any discount what so ever. So for a 2003 Honda Odyssey, number plates, PST tax at 7% and no discount, let me see.......... that comes to £3995.00. "Would Sir be interested in the Special Edition 2010 Whistler Olympic number plates, they are only $25 extra?"

I consoled myself with the thought that we wasn't paying any road tax and apparently that a correctly worded letter from every insurer I'd ever used over the last 8 years would in fact get me a 40% rebate, so with that thought we headed off to collect the boys and then drove out to Port Moody to collect our brand new used car.

I dutifully screwed my new Special Edition, Whistler Olympic number plates on our brand new used car, ($4000.00 is a much nicer number) and we headed off to celebrate the purchase of our first Canadian vehicle, by frequenting a small but very pleasant Mexican restaurant owned by a Greek bloke, situated in the Italian part of town and as I sipped a well earned margarita I congratulated myself on ticking off "BUY CAR" from the list.

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